| Checkngolic | Date: Sambata, 15 Feb 2014, 17:13 | Message # 1 |
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| If you haven't given any thought to your retirement and live paycheck to paycheck instead, it is time to give a serious look at your financial status. You may have tons of credit card debt or rely on a fast cash advance loan too many months out of the year. If your finances are a disaster now, retirement is probably the last thing on your mind. It shouldn't be.
Borrowing - When you approach third party money opportunities it is important to look at their overall cost as well as how it will affect your credit. Cash advance loan lenders provide fast cash with no connection to your credit score. These short-term loans do not check credit for approval nor do they report the debt into the credit bureaus. These loans work great for those trying to build up their credit score or as alternative options. Poor credit history will keep a potential borrower very limited in options. Cred card companies will use the score, the credit history and debt totals to steer their decisions of new or extended credit lines. Once your credit utilization ratio climbs too high, credit cards are no longer the easy cash they once were.
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Your credit score plays a very important role in spending power. It helps to set the dollar amount approved by a lender or creditor. It is used to determine the interest rates on a loan or line of credit. For those who lack in credit worthiness, they lean on alternative money options like short-term online payday lender loans or other collateral based loans.
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